Auto Loans FAQ

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What do I need to Qualify for an auto loan? What are your auto loan qualifications?

• You need at least $1,500 gross monthly income required for a credit scores less than 625.
• All Bankruptcies must be discharged.
• Have no repossessions in the last year unless included in your  bankruptcy.
• The loans are for automobile purchases from our authorized licensed car dealer partners.
• All US Residents at least eighteen years of age.

Do you do auto loans for people with poor or bad credit?

Yes we work we people with all credit scores.

Do you do auto loans with people with a recent bankruptcy?


Do you do auto loans when purchasing through a private seller?


Do I have to go through a certain dealership?

Yes. All applications must be submitted through approved dealerships.

What states do you do auto loans in?

All 50 States Mexico and Canada.

Can I use a cosigner for an auto loan?

Yes after you complete your application a representative with contact you to go over your application to determine what is needed to get you approved.

Do you do loans for motorcycles, ATV’s or mobile homes?

No we do not.

How much down payment do I need to put down for an auto loan?

That will be determined by you loan consultant.

What credit score do I need to qualify for an auto loan?

The only requirement we have is if your credit score is lower than 625 you will need at least $1500 per month in income.

How does your auto loan application work?

After you complete the application a representative will review your application if anything additional is needed to complete the underwriting of your loan.

How do I know that Wingman Financial is a real company?

Wingman Financial has an A+ rating from the Better Business Bureau.

How do I check status on my auto loan application? Already applied?

Call us to check the status of your application.

Where are your dealerships located?

We have approved dealerships located in all 50 states Mexico and Canada. Finding a dealership is never an issue.


What if you are unable to do the auto loan?

If Wingman Financial is not able to do the loan for you our dealership partner will place the loan with one of 90 other lenders in the network. This insures the highest approval rate in the nation.

Do you do auto loan refinancing?


Do you do auto title loans?