Auto Financing Services

Finance Your Dream Car

Apply in 3 Minutes or Less for up to $45,000 - Call 888-513-0059

If it’s been a while since you last researched auto loan rates and terms, you’re probably discovering that the process has changed. Today, every aspect of acquiring and managing the auto loan can take place on a laptop or tablet. You can even reach your bank through Facebook!
As a leading American provider of bad credit auto loans, Wingman Financial steps you through all the ways the Internet has come to the rescue of the subprime borrower.


Fast Approvals on Bad Credit Car Loans - All 50 States
Wingman Financial welcomes applications from those with low credit scores, bad credit, poor credit, no credit or bankruptcy. A key industry report found that 56% of Americans exist in these “subprime” categories. We’re thrilled to serve such a large market! When it comes to purchasing a pre-owned car or truck with a problematic credit history, you simply can’t find a more convenient website that offers vehicle loans online nationwide at the lowest possible auto loan rates. We approve 93% of all applicants through our easy, confidential application and quick email response.


The A-Rated Lender in Your Living Room: 24/7 Access
Wingman Financial's lending partners ensure you never have to spend time and emotional energy negotiating in person again. We hope our A rating with the Better Business Bureau and 5-star reviews create the trust people generate when interacting in person.


We Make It Easy To Finance Cars
Because we specialize in fair, poor and bad credit auto loans, we keep our requirements strict enough so that the loan won’t become a burden to the borrower, yet still easy or “loose” enough to allow the vast majority (93%) of applicants to win approval. The presence of a bankruptcy on a credit report doesn’t even phase us. They show up in the credit histories of millions of Americans. With the economy recovering, however, we know that these bankruptcies are about to drop off. Wingman Financial wants to become the friend of these borrowers now, while they need us!


Rest assured that we approve most applications where the borrower can show:
$1,500 gross monthly income if your credit score is less than 625

• Proof of U.S. or Canadian residency
• Proof that borrower is 18 years or older
• Completion of the “341 Meeting of Creditors” if a Chapter 7 bankruptcy is on the credit report
• An ”Authorization to Incur Debt” from the trustee if a Chapter 13 bankruptcy is on the credit report
• Intent to buy car from our thousands of authorized licensed car dealer partners

Scanning this documentation shouldn’t take long. Uploading it to the appropriate page or emailing it to us takes minutes. If you’re wondering how to show proof of residency or any of the other items, our friendly customer services representatives can give you plenty of examples and guidance.

Subprime Auto Loans for Active and Retired Duty Military

Wingman Financial is dedicated to serving members of the armed forces who sacrifice so much to protect those of us who remain OUT of harm’s way. We understand that those in the military undergo hardships beyond battle: relocations, unreachability, medical issues and more. All of these factors make establishing and maintaining credit very difficult. Military personnel should not suffer because of the nature of their duties. Our financial professionals work these inescapable circumstances into our calculations for approvals, loan rates and terms. We think you’ll be surprised at the great rates and terms we’re excited to share with our military applicants. You Probably Qualify for a Loan! 700 and Above – Very good to excellent. We will have no problems giving you a loan with a credit score of 700 or above.
680 to 699 – This credit score puts you in the ” Good / Fair” category. That one point between good and very good to excellent credit generally makes little difference to lenders.
620 to 679 – If your credit score falls into this range, you fall into the “Okay”or “fair” category. The closer your score is to 679, the better. 620 is considered to be a “par” credit rating.
580 to 619 – While you aren’t in the “Bad” category yet, you are teetering on the edge if your credit score falls in this range. You are officially in the “poor” credit category.
500 to 580– You can still get credit in this scoring range. More information may be required.
499 and below – Yes, even with as score of 499 or below you may still be extended credit. More information may be required.
Let the Bad Credit Auto Loan BUILD Your Credit Rating
Wingman Financial Helps It Happen!


We Guarantee Approval and Funding

We know it’s hard to find a reputable and trustworthy company when it comes to repairing or enhancing your credit. We’ve worked with thousands of clients for the past 15 years and our process is proven. We are one of the only companies in the U.S. that doesn’t charge our clients a single penny until you are approved and funded. You have our guarantee.

Contact Wingman Financial

Servicing Katy, Houston and the surrounding areas. Contact us today to get your Guaranteed Approval and Funding started.

Call Us Today!